:root{
  --navy:#073763;
  --navy2:#0b4f86;
  --gold:#d3a22b;
  --ink:#16202a;
  --muted:#5d6b78;
  --bg:#f7f9fc;
  --card:#ffffff;
  --line:#dfe6ee;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit}
.wrap{max-width:1120px;margin:auto;padding:0 22px}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.mark{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:800;border:3px solid var(--gold)}
.brand strong{display:block;color:var(--navy);letter-spacing:.3px}
.brand small{display:block;color:var(--muted);font-size:12px}
nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
nav a{text-decoration:none;font-weight:700;color:var(--navy)}
nav a:hover{text-decoration:underline}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:76px 0}
.eyebrow{color:#f4d36c;font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:13px}
h1{font-size:clamp(36px,6vw,62px);line-height:1.05;margin:12px 0 20px}
h2{color:var(--navy);font-size:32px;line-height:1.2;margin:0 0 16px}
h3{color:var(--navy);margin:0 0 8px}
.lead{font-size:20px;max-width:760px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;text-decoration:none;font-weight:800;border-radius:10px;padding:12px 18px;border:2px solid transparent}
.btn.primary{background:var(--gold);color:#1b2b3b}
.btn.light{border-color:#fff;color:#fff}
section{padding:62px 0}
.alt{background:var(--bg)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 24px rgba(15,35,55,.05)}
.card p{margin-bottom:0;color:var(--muted)}
.kicker{font-weight:800;color:var(--gold);text-transform:uppercase;font-size:13px;letter-spacing:.08em}
.info{display:grid;grid-template-columns:1fr 1fr;gap:22px}
ul.checks{padding-left:20px}
ul.checks li{margin:8px 0}
.contact-box{background:var(--navy);color:#fff;border-radius:18px;padding:30px}
.contact-box h2{color:#fff}
.contact-box a{color:#fff}
form{display:grid;gap:12px}
input,select,textarea{width:100%;padding:12px;border:1px solid #cbd5df;border-radius:8px;font:inherit}
textarea{min-height:130px}
button{cursor:pointer}
footer{background:#071d31;color:#dce7f0;padding:32px 0}
footer a{color:#fff}
.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:18px}
.service-hero{padding:58px 0;background:var(--bg);border-bottom:1px solid var(--line)}
.service-hero h1{color:var(--navy);font-size:clamp(34px,5vw,52px)}
.notice{border-left:5px solid var(--gold);background:#fff8e5;padding:16px 18px;border-radius:8px}
@media(max-width:820px){
  .nav{align-items:flex-start;padding:14px 0;flex-direction:column}
  nav{padding-bottom:8px}
  .grid,.info{grid-template-columns:1fr}
  .hero{padding:54px 0}
}